So a great question I get from buyers is how am I going to determine what homes meet your needs and wants?
Well, the answer to that is pretty simple. I’m not going to determine it. We’re going to determine it together.
There is so much that goes into a home search, and we’ll go through all of those things.
We’ll start with questions about the absolute love that you want to have in a home, things you remember from childhood, your grandmother’s house, things that really make you feel good that you really hope to have in your first or your next home.
Then we’ll talk about the needs we’ll go through the space you need, the school systems you’re looking for. Is there potential to expand your home to put in an in-law? Do you have enough room in the kitchen for the entertaining you like to do?
There really is so much that goes into this, and we’ll sit down together or over a phone call or FaceTime whatever is convenient for you.
And we’ll figure out everything that you need and love and want to see in a home.
We’re also going to talk budget. Okay. This is an important thing here. And as a loan origination officer of I don’t know, twelve years or so, I really can help you here, take some of the stress off of when you’re sitting in front of that lender, and they’re asking you for every personal document you can possibly imagine going back years.
It can get a little cold and uncomfortable, but I can sort of come alongside you, look through your paperwork if you let me, and talk to you about what this lender is really going to require from you when they’re going to require it, what you need to be prepared for and kind of how you can plan the process as far as getting approved and closing and what comes up in between and what I’m going to help protect you from so that your stress level sort of stays down to a minimum.
There’s so much there. But ultimately, we do need to talk about your price range. That is very important. I don’t want to see home buyers, especially first-time home buyers.
They get that number and they go for it. They go for the Max budget. They want to see those homes and they don’t want to think of anything else. They want to get the most they possibly can. And I totally, totally get that.
But trust me to help you navigate through that and give you some options. And the reason being is this process gets very exciting, especially when it’s the first home. But you don’t want to find yourself in a position in a year from now or a month after the closing where you’re like, oh, man, that is a payment. That’s a payment that I can’t quite wrap my head around now that we’ve got taxes and we’ve got homeowners insurance, maybe private mortgage insurance okay, utilities, all these things that you may not be used to if you’re renting or this is your first purchase, and they all sort of coming at you at once.
So we want to get a comfortable number, and we are going to find the home within that budget that works for you and your family because I want you to have a home that is a source of peace and relaxation, not tension and stress after the closing.
So I’ll come to
you or we’ll do a phone call, FaceTime whatever works for you and your schedule, and we’ll really talk about all of these things. I’ll begin to put this together. I’ll find homes for you that are available. I
’ll start to show you these homes at your convenience, and then we’ll regroup. We’ll sit back down and we’ll say, okay, so we saw this one and that one.
And what did you think here and what didn’t work for you there? And also, we might come across a few things you weren’t expecting, but you really do want to incorporate into your next house. So there’s so much that goes into it. Ultimately, you’re going to decide on the home that works for you. But I’m going to do everything I can to provide you with enough options, enough information, and enough accurate advice for you to make the best decision for you and your family.
Thank you for stopping by today, we hope you found our tips useful! If there is anything else that you would like to know about our real estate services, please don’t hesitate to contact me anytime at [email protected] or (401)862-8484.
I’m Jessica Hayes. Your #homegoals start here.
